All posts tagged “Finances”

9 Free Android Apps To Manage Your Finances

There are times when managing your finances becomes a tough job may be because it is something that is not taught in school or universities. But hey, relax! It is not that difficult either. Thanks to the new technology. Today, we have some very smart applications that will help you manage your finances efficiently. Not only these apps let you control your finances but they will also help you spend within your budget. Consequently, such finance management apps may also help you keep some savings at the end of the month.

Keeping this in mind, here we are showcasing a list of 9 most useful and excellent Android apps that will help you in managing your finances. We hope that you will like this collection and find these apps useful for you. So, take a better control of your expenditure with these Android apps. Enjoy!

Financisto – Expense Manager

Open-source personal finance manager, Multiple accounts, multiple currencies, Home currency and exchange rates, Transfers with downloadable rates, Scheduled & recurring transactions and much much more.

Cash

Cash is personal finance accounting application, freely and available for all android devices. Designed to be easy to use, yet powerful and flexible, Cash allows you to track bank accounts, stocks, income and expenses. As quick and intuitive to use as a checkbook register, it is based on professional accounting principles to ensure balanced books and accurate reports(similar to GnuCash, Microsoft Money, Quicken).

CoinKeeper: expense tracker

Personal finance management, budget, bills, income and expense tracker. Famous budget tracking app for Android! Find out where your money goes! Plan your budget and savings. Enjoy the fastest way to track daily expenses using a comprehensive one-screen view of your finances. Improve your skills with a unique, game-like feel.

AndroMoney ( Expense Track )

The one of best tools for keeping accounts, efficiently tracking each expense report, AndroMoney is a personal finance tool for use on your mobile phone. By using this tool, we hope you can better manage your wealth.

Expense Manager

Expense manager is great application for managing your expenses and incomes.

Money Tracker Free

Money Tracker is application to control your daily expenses and save money that you might miss at the end of month. Specify desired monthly budget, and then easily control everyday expenses in our application. Enter daily all expenses, and your end of month balance is immediately calculated. You can see whether your expense is over the budget or is in the limit.

CWMoney Expense Track

CWMoney is a Finance Management Software for Android, This Free Version have almost full function, it’s easy to record daily expense, income money.

Cash Droid

If you’ve already tried all other similar programs, I assure you this is the best. It has all the useful features to keep your personal finances, some of them you will not find in any other program.

Colorful Budget

Simple and minimalistic budget planner / money tracker. Keep track of all incomes and expenses or just check how much money you spend on your hobbies or bad habits!


Free and Useful Online Resources for Designers and Developers

5 Apps to Help Manage Your Finances

Managing your finances can get overwhelming and confusing. With the hustle and bustle of everyday life, it’s easy to forget to check on your budgets, stocks, or even the news. Luckily,…

For full article and other interesting tech related stuff visit the website.
SkyTechGeek

Getting your Freelance Finances Back on the Right Track


If you’re freelance finances are not in the shape they should be, here’s some tips that’ll help you get your them back on the right track.

Freelancing can be pretty unforgiving. Lacking the cushion of a regular paycheque, financially things can be fraught and without the adequate expertise you can be left perpetually worrying about money. During my freelance time I was curmudgeonly for the most part, constantly concerned about cash flow (or a lack-thereof).

Why on earth then, should you listen to my financial advice? Well, for the past twelve months or so I’ve been working in-house at accountancy firm surrounded by people who make a living out of managing finances. As such, I’m a little more knowledgeable on the financial front and a little shrewder when it comes to managing your funds.

Firstly, free yourself of the bad clients

Bad clients are bad for business, the worst wreaking havoc on your finances through late or non-payment – so try to sift them out from the start.

Consider asking for a deposit before you start work, especially if the project’s a big one and you’re likely to be investing a lot of time. Around the 25% mark is a reasonable enough figure, which, if paid, should mean that the client’s a decent one and likely to cough up later on.

Don’t be afraid to ask for payment upfront either, offering a discount to those who pay up from the outset. Remember, there’s nothing in place to say that you must stick to conventional payment terms. If needs be, you can shift these around to fit your financial needs.

Contract up

Going into a job with a contract in place can make it easier to track cash down, should things go a little wrong. Providing you with some legal teeth, it’s essential to draw one up before every job.

Quotation Contract in a flat style in Folder
Image Source: Quotation via Shutterstock.

Clueless about what to include? Freelance Advisor – the sister site of my paymasters – have some sample contacts here. They’re a tad UK specific, but for those of you based elsewhere they’ll at least give you a rough idea about what to add.

Know your rights and fight

Elsewhere, getting up to speed with your legalese can help financially, some knowledge here helping you claim back cash, should it go astray.

Here in the UK for instance the Late Payments Directive was recently introduced, giving freelancers more power to punish the late payers. As such, you can incorporate these legal rights into your contracts and ease the chance of unscrupulous clients clawing away your cash.

Border to border, the depth of protection offered to freelancers differs, so wherever you’re based get to know your rights and be willing to battle the bad guys to get back that cash.

Invoice, as soon as the work’s done

Getting invoices out there rapidly you’ll be reducing the lead-time in getting paid, thus improving your cash flow situation.

That said, don’t shoot them off without the appropriate care and attention – a mistake can give a client the right to query or delay payment. Always ensure that they’re suitably clear and detailed, reflecting the terms of your contract.

Flat Paid Invoice
Image Source: Invoice via Shutterstock.

Unclear on what to include? Feel free to peruse some invoice samples here.

Brush up on the tax facts

Tax is taxing (and pretty boring too) nonetheless, just like learning your legalese getting to grips with tax is essential financially. Miss a tax return deadline and you’ll face penalties as a result, more money divulged out of your business when it really needn’t be.

Thankfully it’s relatively easy to learn your tax responsibilities nowadays, national collectors like the IRS increasingly shift their services online and offer ‘tax workshops’ and ‘webinars’ to those who need a helping hand.

Acquire an accountant

Now, I would say this but the fact is an accountant’s expertise can be invaluable financially.

They’re clued up on the best ways to run a tax efficient business and can make sure you get them tax returns filed on time, including all the right information. Although involving a bit of an outlay, it’s worthwhile having one if you’ve got the dough as they can save you both money and hassle in the long-term.

File everything

Whilst an accountant can cure some of your some financial woes, without a bit of work from you they’ll struggle to do their job.

To get the best out of them you’ll need to develop a stringent system where all your paperwork is concerned. Keep all your financial documents in a disorganised draw or shoebox and you’ll be left flailing around, struggling to find those important documents when tax return time comes.

Flat clipboard

With that in mind, ensure you establish a filing system of some description – perhaps dividing it up into different sections for invoices, bank statements and the like. This’ll spare you headaches when it comes to compliance.

Get techy

As a designer, I’d wager that you’re no technophobe (heck, you’re reading this online aren’t you) so consider getting techy with the financial side of things, too.

There’s an abundance of apps that can help freelancers with their financials, Mint, My Price App and Receipt Bank amongst some of the apps freelancers I know swear by. Based upon their glowing reviews it’s probably worth giving them a go, as they’ll probably make things tidier on the financial front.

Be boring and budget

Like tax, budgeting is intrinsically boring. For financially stability it’s essential though – learn from my recklessness here.

September 2008, I snared my first big freelance paycheque. Ibiza closing parties on the horizon , I got a little lavish with my new-found wealth and quickly set off to Spain to indulge in some clubbing, Coronas and general carnage.

Flat Saving piggy bank
Image Source: Saving via Shutterstock.

Sinking my first beer in the airport I saw a news report saying that one big bank had collapsed… then another…. then another. Frantic news reporters were fretting on the TV about the repercussions and then and there I knew I should have put some of that paycheque aside. Indeed, when I got back work became a lot harder to come by.

In short, build a budget and stick to it. You never know what’s around the corner, either economically or personally.


Getting your Freelance Finances Back on the Right Track


Speckyboy Design Magazine

20 Android Apps To Manage Your Finances

Can’t seem to hold on to your paycheck long enough for you to pinpoint how much you earn? Well, managing your finances isn’t exactly something taught in school but not to worry, there are plenty of smartphone apps that can help you take control your finances, help you spend within a budget and maybe even leave you with some savings at the end of the month.

MoneyWise

What better way to take note of your expenses and payments by keep tabs on your money with your smartphone. We’ve compiled a list of 20 money-managing apps for your Android to help you better control your expenditure, watch where your cashflow is heading and try to keep you from getting broke.

Our top 5

1. MoneyWise

The thing about MoneyWise is, although the interface is rather old school, the way their features are presented works. This app is very helpful in helping you understand your financial standing and of course that is the main purpose to keep track on your financials.

On top of a lot of helpful features, one handy one is the Graph section, which allows us to highlight one set of data against another. Paired with MoneyWise ‘tags’ features, you can do just that by selecting the records you want compared. If you are in need of a serious app that will enable you to project your finances in a detailed and informative way, MoneyWise is the best choice.

[Price: Free | Pro version ($ 6.98)]

MoneyWise

2. Financisto – Expense Manager

Keep transactions easy via shortcuts, with the Financisto ‘New Transaction’ widget. A tap from your homescreen will show you a table for you to fill in with details of your current transaction. There is also a shortcut called ‘New Transfer’, which lets you transfer your money from one account to another, very convenient for accounting purposes.

Another feature worth mentioning is a tab in the app called ‘Blotter’ which records your every transactions (and even your accounts) under a single page. You get a list of registry with icons indicating where your money is flowing to better keep track of your cash flow.

[Price: Free]

Financisto - Expense Manager

3. EasyMoney

EasyMoney is a pretty app that comes with a rich interface and also an inbuilt custom keyboard to make it easier for user to key in numbers for their transactions. You can set to send notifications for upcoming bills (and overdue ones) and even color-code your financial details to help you better screen through your budget needs.

EasyMoney also lets you conduct split transactions. You first set the total amount of a transaction, and the splitting is done one category at a time, until you have settled the full total.

[Price: 30-day free trial | Pro version ($ 9.95)]

EasyMoney

4. AndroMoney Expense Track Money

If you prefer to keep track of your money on your Android devices and laptop (or PC), try Andro Money. Through AndroMoney, you can export your data to a CSV file to be accessed on Microsoft Excel or Google Drive in just a few taps.

Especially with the Google Docs feature, you can immediately audit your account on any Web browser once you get into your Google Doc. This feature is definitely useful to people who want complete control of their accounts any time.

[Price: Free | Pro version ($ 2.99)]

AndroMoney Expense Track Money

5. CWMoney Expense Track

Use speech recognition to dictate text (with the help of a correction window), all within a simple page for Expenses, Income, Data Manager and Report. You can just as easily save your transaction and proceed to record another without having to open the page again.

The inbuilt speech recognition is also perfect for people who are often in a hurry of putting together a record with remarks.

[Price: Free | Pro version ($ 4.99)]

CWMoney Expense Track

More Financial Apps

Cash

Categories and sub categories are all provided as soon as you open the app. Just waiting for you to fill in the blank according to your spending.

Cash

Cash Droid

All kinds of reports related to your accounts so you can start summarizing your accounts by category, project, payees, items, accounts, currency, expenses, income or look for cash flow forecast, monthly analysis and transactions list reports.

Cash Droid

CoinKeeper

Drag an icon to the categories you spend your money in to create transactions. Also comes with an automatic budget planner that will get adjusted automatically.

CoinKeeper

Colourful Budget

Easier to identify your spending through colorful categories and the pie chart view helps a lot in understanding a summary of your expenditure.

Colourful Budget

Daily Money

Allows creation of multiple books to handle your transactions and a feature to view accumulative amounts of all accounts in one glance.

Daily Money

Droid Wallet

Yet another money manager app, but a nice new feature is recurring transactions. Have your bills automatically added each month or weekly, or how as often as you want it to be.

Droid Wallet

Expense Control

An app to control your month expenses and keep things basic and simple.

Expense Control

Expense Manager

Set up multiple accounts with detailed search features plus the ability to sync your device through Dropbox all for free.

Expense Manager

Expense Manager & Divider

You can decide on the number of persons that can share the expenses and add their name to make it easier for you to collect or clear payments.

Expense Manager & Divider

Keeper

Comes with minimalistic widgets and especially detailed categories that most people often overlook.

Keeper

MoBill Budget and Reminder

This app has features like reminders, auto payment and recurring payment options.

MoBill Budget and Reminder

Money Tracker Free

It can create shortcuts to your Android homescreen for quick access to your income, expenses, tools and notes easily, plus a small widget for your income and expenses summary.

Money Tracker Free

Toshl

Catchy interface and detailed calendars that provide you with the day of the week so that you can easily tell whether you spent the amount during weekdays or weekend.

Toshl

One Touch Expenser

In a hurry? This app lets you add the amount of a transaction first then fill in the details later via reminders.

One Touch Expenser

Your Wallet

If you are seeking to turn your accounts into a fancy colorful graph with advanced filters, you can use this app to manage your graph and view the data according to your choice.

Your Wallet

    


hongkiat.com